1. Information We Collect

We may collect the following information:

• Contact Information: Your name, phone number, email address, and residential address.
• Financial Information: Employment status, income, amount of debt, and any information you voluntarily provide for loan or debt-related assistance.
• Device & Usage Information: IP address, browser type, pages visited, and time spent on the site.
• Communications: Messages or inquiries submitted via forms, email, or SMS.

2. How We Use Your Information

We use your information to:

• Evaluate your eligibility for debt solutions or auto financing services.
• Connect you with trusted partner lenders or financial specialists.
• Contact you by email, SMS, or phone regarding your inquiry or application.
• Improve our services and customize your experience.
• Comply with legal or regulatory requirements.

3. Your Consent

By using our website or submitting your information, you agree to the terms in this Privacy Policy and consent to the collection and use of your data for the purposes stated.

4. Information Sharing

We do not sell your personal data. We may share your information with:

• Lending Partners or Dealerships: To process your application.
• Service Providers: That help us deliver our services (e.g., email or SMS communication tools).
• Government or Legal Authorities: When required by law.

5. Retention of Information

We retain your information only as long as necessary to fulfill the intended purposes or as required by law.

6. Your Rights

You can request to:

• Access the personal data we have about you
• Correct any inaccurate or outdated information
• Withdraw consent at any time
• Request deletion of your personal data

To make a request, contact us at:
📧 hello@cutmydebt.ca

7. Data Security

We use standard security protocols (encryption, firewalls, access control) to protect your data from unauthorized access, disclosure, or misuse.

8. Cookies & Analytics

We may use cookies and similar technologies to track website usage and improve user experience. You may disable cookies through your browser settings.

9. Third-Party Links

Our website may contain links to external sites. We are not responsible for their privacy practices.

10. Policy Updates

This policy may be updated from time to time. The latest version will always be available on our website. Continued use of our services after changes means you accept the updated terms.

11. Contact Us

For questions or concerns about this Privacy Policy, contact:
📧 hello@cutmydebt.ca