Sell Your Car. Skip the Headaches. Get Paid.
CutMyDebt.ca makes it ridiculously easy to sell your vehicle — all online, no strangers, no stress.
- Instant Offer in 2 Minutes — no listings, no waiting.
- Guaranteed Price for 7 Days — no haggling, no surprises.
- Drop Off & Get Paid — Finalize the deal at a partner location near.
+1k Customers
Time Is Money
Make the Smarter Move with CutMyDebt.ca
How It Works ?
Fill out our quick online form — tell us the basics about your vehicle like make, model, mileage, and condition. It only takes 2 minutes, and there’s no obligation to accept the offer.
Our team will reach out to confirm the info you provided. If everything checks out, your offer is locked in. If anything changes, we’ll update it and explain why.
Happy with the offer? Great! We’ll help you schedule a drop-off at one of our partner locations. Once everything’s verified, you get paid — fast and hassle-free.
Frequently Asked Questions
We make the process fast and fully online. Start by filling out our quick appraisal form — just tell us your vehicle’s year, make, model, mileage, and overall condition. We’ll instantly generate a preliminary offer for you.
Once submitted, our team will reach out to confirm a few details. If everything checks out, you’ll receive a firm offer. From there, you can schedule a time to bring your vehicle to one of our authorized drop-off locations. After we inspect and confirm everything, you get paid. Simple as that.
We assess your vehicle based on fair market value, its condition, mileage, demand, and regional pricing data from trusted automotive valuation sources. Your offer will be valid for 7 days — giving you time to think it over with zero pressure.
Your offer is valid for 7 days, but it may be adjusted if:
- The condition of the car differs from what was described
- There are undisclosed issues or damage
- Photos or inspection results don’t match market expectations
We always aim to honor the original quote, but accuracy ensures fairness on both sides.
Yes. If your car has a loan balance, we’ll help pay it off directly through the sale process.
If the offer exceeds what you owe, you’ll get the difference. If you owe more than the vehicle is worth, you’ll need to cover the remaining balance to complete the sale.
You’ll receive your payment after the vehicle is dropped off and inspected. In most cases, funds are transferred electronically (EFT) within 1–2 business days.
After accepting your final offer, we’ll coordinate a nearby drop-off location that works for you. All locations are vetted and secure. Once we confirm your appointment, all that’s left to do is show up, drop off your car, and get paid.