1. Acceptance of Terms

By accessing or using CutMyDebt’s services, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree, do not use our services.

2. Services Provided

CutMyDebt offers debt relief solutions, including but not limited to debt consolidation, credit counseling, and financial education resources.

3. Eligibility

Services are available to Canadian residents who are the age of majority in their province or territory and are legally capable of entering into binding contracts.

4. Account Registration

Users may be required to create an account, providing accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials.

5. Permitted Use

Services are for personal, non-commercial use. Unauthorized use, including data mining, reverse engineering, or interfering with service operations, is prohibited.

6. Privacy

Our collection and use of personal information are governed by our Privacy Policy. By using our services, you consent to such processing.

7. Disclaimers and Limitation of Liability

Services are provided “as is” without warranties of any kind. CutMyDebt is not liable for any indirect, incidental, or consequential damages arising from service use.

8. Modifications to Terms

CutMyDebt may modify these Terms at any time. Continued use of services after changes constitutes acceptance of the new Terms.

9. Termination

We reserve the right to suspend or terminate your access to services at our discretion, without notice, for conduct that violates these Terms or is harmful to other users or us.

10. Governing Law

These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable therein.

11. Contact Information

For questions or concerns regarding these Terms, please contact us at hello@cutmydebt.ca